THE WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly relying to digital channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions click here are consolidating existing branches to s

Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the proportion of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is effectively utilizing its assets